7 ways to save 50% on targeted purchases

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Even your favorite stores for their everyday low prices and large selection of items, like Target, have been hit by rising inflation.

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If you notice that your Target receipt is higher recently, you might be wondering about quick and easy ways to cut some costs. You’ll be thrilled to hear about these tips we gleaned for cutting your spending at Target in half, speaking with Julie Ramhold, consumer analyst at DealNews.com.

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Shop the sales

Ramhold said the easiest way to save at Target is to shop sales and remember that Target brings sales to you through the app.

“Target has weekly sales that start every Sunday, so be sure to check back regularly,” she said. “You can sign up for newsletters and receive an email whenever the new ad is posted, but you’ll also receive a push notification if you download the Target app.”

Because Target sells a bit of everything, its weekly sales will often include deals on multiple categories at once, from apparel and electronics to books, groceries and more. This is useful for limiting your movements.

Download the app for Target Circle Deals

While there’s no harm in browsing Target’s online offerings, Ramhold said the app makes it easier to shop in person because you can scan the app at checkout.

“There are hundreds of different deals every week, and they’re also tailored to your shopping habits,” she said. “For example, if you frequently shop for particular beauty brands or specific food products, you may see special offers just for you in Target Circle on certain weeks.”

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Apply for a red card

You may have noticed that every time you shop at Target, you are asked if you have a RedCard. If you keep saying no, Ramhold said, “You’re missing out on daily discounts.”

You have two options: a credit card or a debit card. The only real differences between them is that the debit card is linked to your chosen bank account and you can withdraw up to $40 at the cashier with it.

“In all cases,” Ramhold said, “credit and debit cards give you 5% cash back on everyday purchases, free two-day shipping on many items, RedCard exclusives, and even a extended return.”

Embrace Target Brands

Target has figured out how to save you money by making its own house brands, which Ramhold called “premium quality at reasonable prices.”

Ramhold said not to worry about the loss of quality or flavor either.

“I’m a devoted fan of their Good & Gather hot chocolate mix, for example,” she said, “and it’s half the price of fancier brands like Starbucks. And their Stars Above clothing line. Plus, up&up has beauty and personal care items at great prices, and A Favorite Day has everything from ice cream to trail mixes to gourmet flavors.

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Target’s website makes it easy to shop all of its in-house brands in one convenient place.

“All are more affordable alternatives to the big name brands as well as equal to or better than them,” Ramhold said.

Redeem Target Circle offers

Remember, you can use your Target Circle offers on future trips, even if you don’t need them right now.

“And often, even if you don’t use one of those offers, Target will still offer you a similar — or the same — offer in the future because you’ve shown interest,” Ramhold said.

Pay with your red card

If you’ve accepted the RedCard, make sure it doesn’t stay in your wallet.

“By far, this is the easiest way to cut your target spend in half,” Ramhold said, “because you’ll earn 5% on every purchase and it will stack with other savings as well.”

All together now

Each of these methods above will help you save money, but putting them all together will yield the biggest savings. If you had to pick just one area for the most savings, however, Ramhold said, “The switch to Target’s own brands is probably one of the easiest trades to make that will have one of the biggest impacts. important.”

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About the Author

Jordan Rosenfeld is a freelance writer and author of nine books. She holds a BA from Sonoma State University and an MFA from Bennington College. His articles and essays on finance and other topics have appeared in a wide range of publications and clients including The Atlantic, The Billfold, Good Magazine, GoBanking Rates, Daily Worth, Quartz, Medical Economics, The New York Times , Ozy, Paypal, The Washington Post and for many commercial customers. As someone who had to learn a lot of her money lessons the hard way, she enjoys writing about personal finance to empower and educate people on how to make the most of what they have and how to live. a better quality of life.

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