Discount Shopping Channel http://discountshoppingchannel.com/ Mon, 24 May 2021 06:57:16 +0000 en-US hourly 1 https://wordpress.org/?v=5.7.2 http://discountshoppingchannel.com/wp-content/uploads/2021/05/discount-shopping-channel-icon-150x150.png Discount Shopping Channel http://discountshoppingchannel.com/ 32 32 Victoria COVID four-way balloon case; Highpoint shopping center listed as an exhibition site http://discountshoppingchannel.com/victoria-covid-four-way-balloon-case-highpoint-shopping-center-listed-as-an-exhibition-site/ http://discountshoppingchannel.com/victoria-covid-four-way-balloon-case-highpoint-shopping-center-listed-as-an-exhibition-site/#respond Mon, 24 May 2021 06:15:46 +0000 http://discountshoppingchannel.com/victoria-covid-four-way-balloon-case-highpoint-shopping-center-listed-as-an-exhibition-site/

“Genomic sequencing is underway and should be back tomorrow or shortly thereafter,” Mr. Foley said.

“The dates don’t line up immediately, so we can’t rule out if there’s a missing link.”

One of the new cases went to Highpoint Mall on May 20.Credit:Simon schluter

The new cases are the first confirmed cases of community transmission in Victoria in almost three months.

One of the new positive cases visited Highpoint Shopping Center on Thursday, May 20, from 5 p.m. to 8 p.m. Anyone in the mall during these hours should self-isolate until further notice and get tested immediately.

The jump! Swimming school at 4/37 The Concord in Bundoora has been listed as an exhibition site, and anyone who attended the school between 8:55 a.m. and 10:15 a.m. on Friday, May 21 should immediately self-isolate for 14 days. and get tested.

Victoria’s chief health worker Brett Sutton said one of the new cases had a high viral load and was ‘likely to be quite contagious’, given that three other family members were already tested positive.

“Obviously we have the positives and they were the immediate close contacts, and there hasn’t been a lot of close contact, but we have to go through this interview and the re-interview process to identify someone. else, “he said at a press conference on Monday.

“We have to prepare for all the other positive aspects and when there is close contact that turns positive, you know, that raises the possibility that even casual contact becomes positive as well.”

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Professor Sutton said he believed the child who tested positive was part of a swim lesson at the Jump! Swimming school on May 21.

He said health officials were not yet sure how many close contacts were on the premises when a positive case was in school.

Mr Foley said there appeared to be no link between the latest coronavirus cases and hotel quarantine, but the public health team was working through secondary contacts to rule out that possibility.

Health officials have warned Victorians not to be complacent, calling the discovery of four new cases a “wake-up call.”

Mr Foley said they didn’t believe any of the new cases worked in high-risk areas.

He said “we are concerned there is no doubt” following the discovery of the new cases, with a man being symptomatic for three days before being tested. None of the four new cases was hospitalized.

“After nearly three months without community transmission, a certain degree of complacency having set in, it is a reminder to all Victorians … it is not over,” Foley said.

“We are a long way from collective immunity in Victoria and Australia.”

He said they were awaiting the results of genomic tests – which will attempt to link the new cases to the positive Wollert man who also visited Epping while he was infectious – by tomorrow.

Professor Sutton said the state is working on a local transmission hypothesis occurring in the northern suburbs of Melbourne, with a particular focus on the town of Whittlesea where the COVID-positive family lives.

He said the state “will always be at risk until we have high immunization coverage” and as such it was important to follow the ground rules – wear masks, get tested and get vaccinated if you can.

“These critical messages wear a mask when you can’t physically move away and it’s mandatory in Victoria,” Professor Sutton said. “Get tested whenever you are symptomatic. And if you’re eligible, get vaccinated and don’t delay. “

Mr Foley said Victoria would not be subject to stricter COVID provisions on Monday, as health authorities await more information on the movement of the four confirmed cases.

Professor Sutton said they are not considering forcing residents of the town of Whittlesea to wear masks outside their homes as the virus cannot be limited geographically.

He said major changes to COVID rules, such as broader mask-wearing warrants, are “really expected to happen across the board.”

The cases come days after the Department of Health admitted on Friday that it named the wrong supermarket as the exhibition site when COVID-19 was confirmed in a Victorian man who returned from state to state, which led to public health alerts earlier this month.

The ministry has since blamed an electronic banking transaction for the confusion.

Authorities had listed the Woolworths in Epping, when it should have been the Woolworths in Epping North.

He admitted his mistake, identifying the correct site as Woolworths Epping North, two miles away.

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Authorities were still awaiting test results from three people linked to the exhibition site on Sunday, while 10 others returned negative results.

Victorian President of the Australian Medical Association Julian Rait said he suspected the new cases were related to confusion at the department’s exposure sites and feared authorities had missed the opportunity stop the transmission.

“The biggest concern is that the virus is brewing in silence,” Professor Rait said.

“If there was a delay in detecting these cases, they could each have produced two or three more cases by now. Those additional cases in turn could potentially have produced two or three more cases each, so you are currently looking at 10-30 cases. “

Prof Rait said the error showed the department’s data cleansing for contact tracing, which involves cross-checking information to make sure it is correct, still falls short.

“My concern again is that they haven’t learned from the mistakes of the past as they should have been very diligent in making sure they had the right exhibition sites to start with,” he said. declared.

“Everyone in Epping knows there is more than one Woolworths. It just re-emphasizes that they should constantly improve and test the systems and check everything so that these errors don’t happen.

“The degree of double-checking and data cleansing that you would normally expect just wasn’t there. It is probably human error, but it is simply extremely disappointing. “

Mr Foley attempted to explain how the error occurred during an interview with the ABC on Saturday.

He said contact tracers received an electronic transaction receipt from a banking app, indicating that the person at risk had made their purchases at Epping Woolworths.

“After reviewing the evidence and re-interviewing the main close contacts involved, the receipts from what turned out to be Epping North Woolworths nevertheless indicated on the receipt Epping Woolworths,” Mr Foley said.

“Since Epping Woolworths is right across from another established exhibition site, the public health team concluded that it was in fact Epping Woolworths.

“Further investigations revealed that it was in fact Epping North Woolworths.”

The health ministry later clarified that it was an “electronic transaction receipt provided through the individual’s banking app” that the contact tracers had used.

“The department thanks Woolworths for their help in clarifying the correct location and in quickly organizing staff testing,” the department’s daily statement reads.

Initially, people who visited Woolworths Epping for an hour on May 8 were asked to get tested and self-isolate after a Victorian man tested positive for coronavirus on his return from hotel quarantine in South Australia .

With Nick Bonyhady

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Gold Price Today 24-05-2021: Expert Says Gold Trading Range for the Day is Rs 47,995 to Rs 48,875 http://discountshoppingchannel.com/gold-price-today-24-05-2021-expert-says-gold-trading-range-for-the-day-is-rs-47995-to-rs-48875/ http://discountshoppingchannel.com/gold-price-today-24-05-2021-expert-says-gold-trading-range-for-the-day-is-rs-47995-to-rs-48875/#respond Mon, 24 May 2021 04:29:12 +0000 http://discountshoppingchannel.com/gold-price-today-24-05-2021-expert-says-gold-trading-range-for-the-day-is-rs-47995-to-rs-48875/

Kedia Securities says gold stabilized on Sunday by -0.29% to Rs 48,404 as fairly strong stock markets and a stable dollar in continued optimism about the economic recovery dampened demand for the safe haven product.

In US economic news, a report released by the National Association of Realtors showed an unexpected drop in sales of existing homes in April. NAR said existing home sales fell 2.7% to an annual rate of 5.85 million in April after falling 3.7% to a rate of 6.01 million in March. Widespread lockdowns coupled with rising domestic prices choked the physical gold market in India as it grappled with a fierce COVID-19 wave, forcing dealers to offer the biggest discounts in eight months . Dealerships offered discounts of up to $ 10 an ounce, the highest since mid-September 2020, on official domestic prices – including 10.75% import taxes and 10.75% import taxes. 3% – compared to the $ 5 reduction last week.

See Zee Business Live TV Streaming below:

Banks and traders offer imported gold in April at a reduced price, as world prices were lower then. China, the largest consumer, saw stable demand, with premiums fluctuating little between $ 7 and $ 10 per ounce compared to benchmark spot gold prices. SPDR Gold Trust, the world’s largest gold-backed exchange-traded fund, said its holdings rose 0.6% to 1,042.92 tonnes on Friday from 1,037.09 tonnes on Thursday. Technically the market is on a long sell-off as the market saw open interest decline of -6.26% to settle at 5,721 while prices drop -140 rupees, now gold is receiving support at Rs 48,200 and below the same could see a test of Rs 47,995 levels, and resistance is now likely to be seen at Rs 48,640, a move above could see prices test Rs 48,875, explains Kedia Securities.

Gold’s trading range for the day is Rs 47,995 – Rs 48,875. Gold stabilized lower as fairly strong stock markets and a stable dollar in continued optimism about the economic recovery dampened the downturn. request. A report released by the National Association of Realtors showed an unexpected drop in sales of existing homes in April. Locks cripple Indian market as discounts hit 8-month high, says Kedia Securities


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Alibaba’s Tmall sees supplier registrations skyrocket ahead of online store festival http://discountshoppingchannel.com/alibabas-tmall-sees-supplier-registrations-skyrocket-ahead-of-online-store-festival/ http://discountshoppingchannel.com/alibabas-tmall-sees-supplier-registrations-skyrocket-ahead-of-online-store-festival/#respond Mon, 24 May 2021 03:22:00 +0000 http://discountshoppingchannel.com/alibabas-tmall-sees-supplier-registrations-skyrocket-ahead-of-online-store-festival/

E-commerce giant Alibaba Group Holding says the number of sellers who sign up to sell their wares ahead of the upcoming “6.18” online shopping festival has more than doubled from last year, just one month after received a record fine for monopolistic behavior.

Yang Guang, vice president of Tmall, one of Alibaba’s main online marketplaces, said the platform saw an influx of 250,000 brands, attributing the jump to lowering barriers to entry.

The annual shopping festival brings in hundreds of billions of dollars in revenue for Alibaba and its online rival JD.com, whose sellers lure buyers with deep discounts and other offers.

However, in April, Alibaba was fined a record 18.2 billion yuan ($ 2.8 billion) by the State Administration of Market Regulation (SAMR) for monopoly practices that included the obligation to choose either its services or those of its competitors.

Later that same month, SAMR summoned 34 internet companies, including JD.com, to meetings in which it ordered them to quit the practice and other illegal activities.

Yang, who is in charge of running sellers on Tmall, said in January during a meeting with sellers – after SAMR launched an investigation into Alibaba’s monopoly behavior – that Tmall would not support the practice of ” choose one out of two “this year. and would not restrict the rights and interests of sellers for competitive reasons.

The annual online sales extravaganza will last from May 24 to June 20 for Alibaba and JD.com.

Practices such as forcing vendors to choose only one platform have been banned as the country’s antitrust watchdog is tightening the screws on internet giants through cracking down on behavior deemed anti-competitive.

These include abusing their strong market positions, spending money to gain dominance in the lucrative community group buying market, violating user data privacy rules, and shutting down eyes on fake products.

In November, during the “Double 11” shopping festival, Tmall recorded a record total turnover of 498.2 billion yuan. However, SAMR slapped him with a fine of 500,000 yuan for improper prices, such as setting prices higher than usual during promotion and false advertising.

Also read the original story.

Caixinglobal.com is the English-language online news portal of the Chinese financial and business news media group Caixin. Nikkei recently agreed with the company to exchange articles in English.


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3 Reasons To Get Pre-Approved For A Mortgage Before You Start Shopping For A Home http://discountshoppingchannel.com/3-reasons-to-get-pre-approved-for-a-mortgage-before-you-start-shopping-for-a-home/ http://discountshoppingchannel.com/3-reasons-to-get-pre-approved-for-a-mortgage-before-you-start-shopping-for-a-home/#respond Sun, 23 May 2021 14:00:24 +0000 http://discountshoppingchannel.com/3-reasons-to-get-pre-approved-for-a-mortgage-before-you-start-shopping-for-a-home/

There are many advantages to getting pre-approved for a home loan.

If you are planning to buy a home in the near future, you should start shopping early with different mortgage lenders to find the best loan for you. You will also want to be pre-approved.

When you get pre-approved, you give a lender your financial details, and the lender reviews them to determine if you will likely qualify for a home loan. While pre-approval isn’t an absolute guarantee that you’ll get your loan, it does mean you’re more likely to get financing, as long as your circumstances don’t change.

Getting pre-approved for a mortgage can take time and effort, but it’s worth doing before you start open houses or schedule home visits. Let’s take a look at three big reasons why you should get pre-approved before you start the home buying process.

1. You will know how much your loan will cost

When you get pre-approved, your lender usually tells you what interest rate you are eligible for. Depending on your situation, you may be able to lock in this rate so you know exactly what you will pay for your home loan.

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If you know the cost of your mortgage in advance, there will be no surprises when it comes to buying your home. You can make sure that the amount you plan to borrow will match your budget. And you can assess whether the total costs you’ll pay for your home over time are worth it.

2. You will know what is the price range of your house

During the pre-approval process, lenders also tell you how much you are allowed to borrow. While there are many reasons why you shouldn’t be maximizing your budget when buying a home, it makes sense to have some idea of ​​your upper limit.

That way, you won’t waste time trying to figure out if a home is out of your budget – and you won’t fall in love with a home you can’t afford.

3. You will have a better chance of getting an offer accepted.

When you find a home you like, you want the best chance of your offer being accepted by the seller. This means that you want to come across as a well-qualified borrower who can get a home loan and continue with the purchase.

Most sellers will not receive offers without proof that you can afford the property. This includes obtaining pre-approval from a mortgage lender. Since pre-approval can take a long time, you’ll want your pre-approval letter ready to send when you find a home you like. If the seller requires pre-approval, you could miss the property if another buyer submits an offer with collateral from a mortgage lender before you even get your pre-approval in hand.

By doing the initial work to get pre-approved, you’ll make your life easier during the home buying process. You won’t waste your time, fall in love with a home that’s out of your price range, or miss your perfect property because you haven’t matched your loan.


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External shock and seasonal bonanza http://discountshoppingchannel.com/external-shock-and-seasonal-bonanza/ http://discountshoppingchannel.com/external-shock-and-seasonal-bonanza/#respond Sun, 23 May 2021 08:56:34 +0000 http://discountshoppingchannel.com/external-shock-and-seasonal-bonanza/

Between December 2020 and May 2021 (until May 7, latest official BCRA data), the monetary authority bought US $ 4,771 million on the foreign exchange market. In other words, it bought back 89% of what it had to sell between April and November 2020, to contain the official dollar and avoid a devaluation of the peso. Today, of the dollars that the BCRA buys, most of it goes to canceling debt with international organizations and intervening in the exchange rate differential. This operation is carried out by selling bonds in the portfolio to contain the alternative dollars, partially redeemed by the BCRA with net reserves.

What happened in December? The trend was reversed by tightening stocks for importers, there has been a reduction in the exchange rate differential (from 85% to 60%) and a strong appreciation of raw materials. Thus, since December, the BCRA has been able to buy dollars again on the foreign exchange market for US $ 4,771 million.

Therefore, in January, the BCRA accumulated purchases for 157 million US dollars, in February it added an additional 633 million US dollars, in March 1476 million US dollars, in April it added 1373 million US dollars and up to ‘As of May 7, she has racked up purchases for US $ 618. million. Already in April of this year, for every two dollars bought by the BCRA, one remained in the gross reserves (it bought for 1,373 million and the gross reserves increased by 669 million US dollars). Although at the beginning of May, this ratio is 3 to 1.

Net reserves having reached a minimum floor of US $ 2,241 million in November 2020, after reversing the trend, i.e. reserves without including currency swaps with China, minimum reserves of banks, government deposits and loans from international organizations, this is the key. Since these are the funds with which it is available to pay the maturities of the debt or to intervene in the foreign exchange market. If this had not happened, it would not have been viable. The evolution of this variable is essential to rebuild the firepower of the BCRA, in the event of a new exchange race (after 2020 which involved an issue of 2 trillion dollars).

Why is all this essential in 2021? Firstly, because we are in a year with legislative elections and, secondly, because if the negotiation with the Paris Club for the postponement of the debt maturity does not succeed, we would remain at a similar level of net reserves to criticism at the end of November 2020. It is worth saying that the monetary entity would be left without it “firepower” face a rush, both to contain the official dollar (which since March has been rising well behind inflation) and to avoid a jump in alternative dollars (via the sale of bonds and the buyback with reserves).

Likewise, in a default scenario with the Paris Club, the purchase of dollars would be intended to free up more dollars to aim for an economic recovery (inputs for production) and intervene in the exchange differential. That being the case, it would give you “air” to importers’ stocks. It would also avoid the shortage of intermediate goods essential for local production.

The price of raw materials is the most positive shock and with a very rapid behavior, which results, for example, in the rise of maize by 117% in the last 9 months. This rise (remember we are coming from a 2020 with a totally declining world economy) in prices is generating an increase in the trade balance unthinkable months ago. From January to April 2021, the liquidation of agriculture was the highest in history, doubling compared to the same period last year. The consequences are economic recovery (by taking advantage of private sector spending), public accounts are consolidated through withholding taxes and less monetary assistance may be requested.

In short, in May and June there will be dollars, the soybean product and the liquidation of the gross agricultural crop. With a public sector with lower peso debt maturities, the risk of moving towards a system of higher monetary issues is lower. Something nothing less, in a year where there is no room to cover the fiscal hole in the same way as was done in 2020. In other words, more dollars available and fewer pesos to issue, at least in the next two months.

Proper administration of the BCRA will be essential given this seasonal abundance. It will be up to the government to take advantage of this to make the essential corrections to the existing macroeconomic imbalances, be able to minimize the impact. Arriving in the second half of the year, without the liquidation of agriculture and with the maturities of the debt in pesos, the situation will be totally different. More in a context of increased pressures for public spending, in an election year and with the dollarization process that still occurs in those years.

* Federico Pablo Vacalebre. Guest columnist, he is a professor at CEMA University.


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For community solar buyers, a market of choice and confusion http://discountshoppingchannel.com/for-community-solar-buyers-a-market-of-choice-and-confusion/ http://discountshoppingchannel.com/for-community-solar-buyers-a-market-of-choice-and-confusion/#respond Sun, 23 May 2021 08:00:46 +0000 http://discountshoppingchannel.com/for-community-solar-buyers-a-market-of-choice-and-confusion/

Robert Caverly and his wife reflected on the potential benefits of a community solar farm. They like the idea of ​​saving money while supporting green energy, but don’t have a roof suitable for solar panels.

So it was about time a man from a group called Community Solar Advisors came to their home in Chelsea recently. He asked if they wanted to subscribe to electricity from a project under development in the nearby town of Augusta.

The Caverlys have been told they could save up to 15% on their electric bills for 20 years, depending on their credit rating. They could also cancel the contract at any time, with 90 days notice.

Robert Caverly said last week that the couple are considering the offer. But they want to study the fine print, especially the cancellation policy.

“It’s one thing to take your word for it,” he said. “It’s another to see the paperwork. This element, the exit policy, can have the most influence on our decision. “

Individuals and small businesses in Maine are responding these days to multiple solicitations from businesses wishing to subscribe to community solar projects. They receive emails, see offers on social media, and, as pandemic restrictions ease, come face to face with salespeople.

And although there is no official count, it’s a safe bet that tens of thousands of Mainers have already signed up for community solar. A benchmark: Boston-based Nexamp Inc., which has at least 10 projects under development in Maine, told the legislature last March that it has more than 9,000 subscribers.

But for the Caverlys and thousands of other Mainers, the winning double message of paying less on your electric bill while supporting local, clean energy raises many questions. Among them:

Are these community solar offers some kind of scam?

What is the difference between a competitive energy supplier and a community solar project?

Why do some projects offer 10% savings, while others say 15%?

What happens if I want to cancel my contract?

What’s the best way to compare different offers?

In short, community solar is not a scam. For many Mainers, this can be an opportunity.

But subscriber-based projects, like the one marketed to Caverlys, represent a new business model in Maine. And while marketers try to make the process easier, the people who sign up enter into a legally binding contract.

Unlike a competitive energy supplier, which becomes your home’s electricity supply, a community solar company applies a kilowatt-hour charge credit to your monthly utility bill. The credit reduces the payment you owe your electricity supplier, which for the majority of homes in Maine is coordinated through the Utility Board’s Standard Offer Provision process.

Discounts in Maine range from 10% to 15%, based on market competition and proprietary financial calculations. They only apply to kilowatt-hours used and not to fixed charges. The duration of the contracts varies from month to month up to 20 years. Cancellation conditions also vary; many have no fees but require specific time notice, say 90 days.

CONSUMER PROTECTION RULES

To give some bite to the state’s oversight of these provisions, a bill going through the Legislative Assembly, LD 507, would give the PUC the power to adopt consumer protection rules around community solar energy. These rules would mirror those in place for competitive energy suppliers. They would require certain disclosures and empower the PUC to impose penalties for violations.

Maine policy makers have been made aware of the potential for abuse by recent years’ experiences with the competitive household energy market. Last year, Electricity Maine agreed to a $ 14 million settlement in a class action lawsuit alleging fraud and deceptive practices in marketing power contracts to state electricity customers.

And as consumer protections and online tools evolve to help Mainers assess community solar power, there is no central resource or clearinghouse. There’s no one-stop-shop for finding the best deal, according to Kiera Reardon, consumer advocate at the Office of the Public Advocate.

“I think there’s a lot of interest,” Reardon said. “I also think there is a lot of confusion.”

These factors led the public defender to create a information page to help residents navigate community solar. It includes a link to the PUC webpage where solar sponsors and marketers need to register with the agency. However, the list is an imperfect tool – mostly simple contact information for hundreds of people. A question of whether a company has been the subject of enforcement action elsewhere in the past five years receives an overwhelming “no” answer.

A new online tool called Community solar market allows users to search for available projects by zip code. It offers a unique way to compare features, like when a project will go live and an estimate of monthly dollar savings. But his presentation is limited to projects currently working with Energy Sage, the Boston-based company that runs the website.

“It’s a useful tool, but it’s a for-profit website,” Reardon said. “It comes down to what you expect from community solar power. “You have to do the work to verify the companies. This new market will involve steps on the part of the consumer. “

AVALANCHE OF PROJECTS

All of this activity is tied to two-year laws designed to encourage and develop solar development in Maine. While some aspects are currently under consideration by the legislature and could ultimately reduce the developer incentives that drive the market, the net effect so far has been to trigger an avalanche of community solar projects.

Until recently, these companies depended on people investing thousands of dollars up front in part of the project and receiving all the benefits of power generation. But today’s explosive growth is driven by an increasingly popular business model, in which clients do not invest. They simply agree to receive a kilowatt-hour credit on their monthly electricity bills for a share of the electricity produced, often the production that matches the annual demand of their home. As a reward, they get a reduction in the cost of their existing supply.

Developers and marketers must register their clients months before projects launch. This gives the project investors confidence that there is a large enough customer base to support production. That’s why Mainers is getting all of these solicitations now, even though some subscription projects might not go live for about a year.

HELP ON THE SITE

One way to see how this dynamic is playing out in Maine is to explore the Community Solar Marketplace website.

For example: a person lives in Portland. Their average electricity bill is $ 100 per month or $ 1,200 per year. Entering this information brings up a screen with five potential projects to choose from in the Central Maine Power service area.

A project in Rumford is already operational. It has a production capacity of 3,900 kilowatts and is 59 percent subscribed, with 1,600 kilowatts to fill. A banner reads: “Fill quickly.” Typically, according to Energy Sage, 150 homes can be powered by 1,000 kilowatts (1 megawatt) of community solar power.

This project offers a 10% credit on the kilowatt-hours used, an estimated savings of $ 96 per year. There is no cancellation fee, but the developer will need to be contacted for specific conditions.

The other four projects are located from Poland to Waterville. Each offers a better discount, 15 percent, or about $ 144 per year. But none are operational yet. The estimated launch dates are four months to one year.

The website offers advice on how to compare projects. He notes that customers will start receiving two monthly bills – their typical electric bill plus the new solar project.

The site also contains reviews from customers, including those from other states where the developers have an operating history, such as New York and Massachusetts. Some companies get a badge called “top rated”, although not all reviews are positive.

“Historically,” said Spencer Fields, director of market strategy at Energy Sage, “the community solar market has been very opaque. We want to make it accessible, but also transparent. So you can compare several options. “

But Community Solar Marketplace has limits. Energy Sage makes money every time they connect a buyer to a project on their website. But this Portland resident who saw five options likely has several other choices. Because Energy Sage has not yet established a relationship with all active developers, these options are not displayed on this website.

Fields said he expects offerings to become more competitive as the market evolves. Some companies already have promotions, like $ 50 gift cards, to attract customers.

INCREASING COMPETITION

If Robert Caverly enters his Chelsea zip code on the Energy Sage website, he’ll see the same handful of options a Portland resident offers. But the fact that a living person knocked on their door promoting a project not listed on the site is a testament to the growing competition for clients in Maine.

Seth Reynolds was that sales rep. He said he was a private contractor working on commission for Community Solar Advisors USA, a national marketing company specializing in selling subscriptions to local projects.

For the Caverlys, Reynolds started a solar farm off Route 3 in Augusta through a subsidiary of Syncarpha Capital, a New York-based private equity fund that finances and builds solar projects. The 7,000-kilowatt project offers a 15% savings on a 20-year contract with no cancellation fees, according to Syncarpha’s website. It shows 544 remaining customer places.

Reynolds said he’s been more successful selling solar power in areas where other neighbors have already subscribed, perhaps a reflection of word-of-mouth. A constant challenge, he said, is that many people remain confused as to the difference between this offering and competing electricity providers. Others remember the media coverage of Electricity Maine and are suspicious.

“It’s a big obstacle,” he said. “But I love my job. I try to guide people as best I can. “


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Weekly in Review: Notable Local Stories from the Past 7 Days | News from the three states http://discountshoppingchannel.com/weekly-in-review-notable-local-stories-from-the-past-7-days-news-from-the-three-states/ http://discountshoppingchannel.com/weekly-in-review-notable-local-stories-from-the-past-7-days-news-from-the-three-states/#respond Sun, 23 May 2021 06:00:00 +0000 http://discountshoppingchannel.com/weekly-in-review-notable-local-stories-from-the-past-7-days-news-from-the-three-states/

Soldier’s remains returned to southwestern Wisconsin after 70 years

LANCASTER, Wisconsin – Seventy years after being reported missing in action, U.S. Army Sgt. 1st Class Nicholas J. “Jack” Valentine’s remains are coming home.

A motorcade of motorcycles and other vehicles delivered the remains of Valentine’s Day to Martin Schwartz Funeral and Crematorium in Lancaster on Friday, ahead of the funeral next week in his hometown of Cassville, Wisconsin.

“It gives a kind of peace after being lost for so many years,” said Lynn Lang of Peosta, Valentine’s niece.

Born March 1, 1928, Valentine graduated from Cassville High School and enlisted in the military, after which he was sent to serve in the Korean War.

He was reported missing in action on December 6, 1950, near the Chosin Reservoir in North Korea. He was presumed dead in 1954, but his remains were not found until August 2018. His remains were subsequently identified on March 16, 2021, according to the office of Governor Tony Evers, who ordered that the flags of the State will be half-hoisted on Tuesday, May 25, when Valentin will be laid to rest in St. Charles Catholic Cemetery in Cassville.

The Dubuque pizzeria moves to the countryside of Peosta in place of another restaurant

PEOSTA, Iowa – A staple Dubuque pizzeria is moving to a new home outside of Peosta, taking over from another popular restaurant.

The owners of the Town Clock Inn will be opening a new physical location at 7653 Old Highway Road, where the Junction 21 restaurant and bar is currently located. Junction 21 will close on Saturday, May 22.

Town Clock Inn co-owner Irene Nelson said she hopes the new location will open by the first or second week of August.

Even moving away from its eponymous downtown building, the Town Clock Inn name will stick, along with the pizza recipe used for over 50 years.

“It’s just super exciting,” said Nelson.

The closure of Dubuque Main Street from the Town Clock Inn was announced on April 29. The restaurant has been in business there since 1970 and has been in the same family for three generations.

Dubuque Reaches $ 1.8 Million Settlement With Former Police Captain The Town of Dubuque has reached a $ 1.8 million settlement with a former police captain who sued the town and the chief of the police Mark Dalsing in 2019 on the grounds of sex discrimination, harassment and retaliation.

Abby Simon’s lawsuit claimed that in 2016 and 2017 she was barred from a promotion to captain despite achieving better test and interview scores than the two men who received the promotions. In addition to the discrimination against her, the prosecution alleged that there was a broad problem of sexism and discrimination in the department.

The lawsuit sought an unspecified judgment which “would fully and fairly compensate (Simon) for his injuries and damages” and any other remedy deemed appropriate.

The $ 1,832,499 settlement agreement, approved by city council members Monday evening, includes payments of $ 975,000 to Simon for emotional distress claims and $ 47,778 in wages.

Simon’s attorney, Fiedler Law Firm, of Johnston, Iowa, receives $ 727,221 for attorney fees, and the Iowa Municipal Police Fire and Retirement System receives $ 82,500 to satisfy a lien included in the lawsuit.

The city will pay a $ 20,000 deductible as part of the settlement. The remainder will be paid for by the Iowa Communities Assurance Pool, a self-insurance organization for public entities in Iowa.

Simon frees the city and Dalsing from all claims and dismisses the lawsuit, according to the settlement.

The settlement agreement states that the payments constitute “no acknowledgment of liability” on the part of the city.

City and state engage as residents of Dubuque attempt to tackle the growing chasm

Robert and Barbara Friedman have lived for years with a sinkhole growing next to their house.

In September 2018, the hole first appeared on their property at 2792 Tiffany Court in Dubuque. Since then, the crater-shaped hole has widened to the point that it now touches the Friedmans garage, causing damage to their home and creating a perennial safety issue for themselves and their neighbors at 2784 Tiffany Court.

“We’re always worried that someone will fall in there,” Barbara said. “There’s always a chance that could happen, and it’s scary to think about it.”

After nearly three years and many unsuccessful attempts to plug the hole, the Friedmans had begun to accept it as an unhappy part of their life.

However, hope for the end of the sinkhole was rekindled after members of Dubuque city council this week approved a deal with the state of Iowa to initiate a remediation project to seal it.

City makes deal with the Iowa Department of Agriculture and Land Stewardship whereby the state will cover the costs of closing the sinkhole – that is, if an effective method can be found .

“We are working with the State of Iowa and other professionals in the field to develop a remediation plan,” said assistant city engineer Robert Schiesl. “Many of the proven engineering practices that have been successful in the past have not worked to date.”

Candy maker Dubuque plans major expansion and relocated retail space

A Dubuque confectionery company plans to double production, increase staff and create a new flagship outlet.

Betty Jane Candies will soon launch an expansion project that will allow the company to keep pace with growing demand, according to President Drew Siegert.

“Over the past 16 to 18 months, we’ve seen demand far exceed what we’re capable of producing,” he said. “We focused on our top selling products and made sure we could keep them in stock all the time. This means that some of our other products have been missing. “

The plan is based on a renovation of the company’s facilities at 3049 Asbury Road, which currently serves as a production site as well as its main retail space. Siegert said Betty Jane Candies plans to halt retail sales there and instead use the entire building for production.

Due to opposition from residents, plans were scrapped for bobcat hunting in Dubuque County

The Iowa Department of Natural Resources has suspended plans to allow bobcat hunting and trapping in Dubuque County in response to negative public comments.

Earlier this year, the state agency solicited comment as it considered adding Delaware, Dubuque and Jones counties to the list of areas where fur fisherman license holders could catch a bobcat. per season.

The State Natural Resources Commission recently approved the addition of Delaware and Jones counties to the list of 55 counties in Iowa where it is already legal. Dubuque County was not taken into consideration.

If the Legislative Assembly’s Administrative Rules Review Committee does not object, the new rules will come into effect on July 21 before the next fur harvest season, which runs from November 7 to January 31.


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3 bedroom semi-detached family home close to shops at Knighton Fields on the market for deals over £ 190k http://discountshoppingchannel.com/3-bedroom-semi-detached-family-home-close-to-shops-at-knighton-fields-on-the-market-for-deals-over-190k/ http://discountshoppingchannel.com/3-bedroom-semi-detached-family-home-close-to-shops-at-knighton-fields-on-the-market-for-deals-over-190k/#respond Sun, 23 May 2021 03:00:00 +0000 http://discountshoppingchannel.com/3-bedroom-semi-detached-family-home-close-to-shops-at-knighton-fields-on-the-market-for-deals-over-190k/

Here is the chance to enter a three bedroom family home just steps from one of Leicester’s favorite shopping streets.

This well presented semi-detached home in desirable Knighton Fields is just steps from the restaurants of Queens Road in Clarendon Park.

And the Great Arler Road property only entered the market on May 14, with sellers looking for bids over £ 190,000.

The ground floor has a bedroom and the family bathroom.

Upstairs are two further bedrooms.

Outside, the house has a front garden and a good sized rear garden with possibilities for extension, subject to the relevant building permit.

To contact the sellers, call Knightsbridge Estate Agents on 0116 4480162.

For more information click here for Zoopla.

Click on here for all your real estate news in LeicestershireLive.

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Household debt rises despite the ‘conservatism’ of credit cards in the Covid era http://discountshoppingchannel.com/household-debt-rises-despite-the-conservatism-of-credit-cards-in-the-covid-era/ http://discountshoppingchannel.com/household-debt-rises-despite-the-conservatism-of-credit-cards-in-the-covid-era/#respond Sat, 22 May 2021 17:00:00 +0000 http://discountshoppingchannel.com/household-debt-rises-despite-the-conservatism-of-credit-cards-in-the-covid-era/

New Zealanders focused on paying down their consumer debt when Covid-19 first hit the country, but an increase in the size of our mortgages means we are still more in debt than ever before.

The Reserve Bank’s National Household Balance Sheet shows that between December 2019 and December 2020, households paid $ 2 billion on their collective consumer debt, such as credit cards. The total fell from just under $ 17 billion to just under $ 15 billion.

But that’s not glaring evidence of a new national financial conservatism inspired by tens of thousands of households that had to seek mortgage repayment “vacations” from banks during the nationwide foreclosure in April and May of the United States. last year.

Overall, households are now more indebted than they were before the signing of Covid-19, because while consumer debt is down, mortgage loans have pushed the national household debt down by $ 236 billion. from $ 250 billion, according to figures from the Reserve Bank.

“We certainly saw that last year, during the foreclosure, people were paying off their credit card debts,” says Lyn McMorran, executive director of the Financial Services Federation, the industry lobbying body for lenders. second-tier like Instant Finance and Avanti Finance.

But, says McMorran, what households have done since then with their debt is less clear.

Financial research website Moneyhub has compiled the 12 “ holy rules ” of credit cards that every cardholder should follow if they don’t want to fall victim to easy and expensive consumer debt.

The Centrix credit bureau is tracking credit applications and reporting that consumer credit demand is strong again.

“A year after the economic shock of the Alert Level 4 lockdown, credit demand has returned to 95 percent of its pre-Covid level,” McLaughlin says.

“While the demand for credit fell in March and April 2020, we are facing a different scenario this year following a steady recovery. Our latest data shows a 3% month-over-month increase in credit demand in March 2021 compared to February, ”says McLaughlin.

Consumer confidence remains high, he says, but borrowing patterns are uneven.

Demand for buy it now and pay later is more subdued than during the lockdown, when people were doing a lot more of their shopping online, he says. The demand for auto loans is increasing.

But buying now, paying later has shifted some credit card spending, and McLaughlin sees this as an advantage, as it’s shorter-term, lower-cost debt that makes it especially appealing to young people.

“Auto finance remains the most popular credit product,” says McLaughlin.

Keith McLaughlin, CEO of Centrix, says auto loans are in high demand.

SUPPLIED

Keith McLaughlin, CEO of Centrix, says auto loans are in high demand.

“People usually improve their cars when they’re feeling optimistic about their future, strong auto financing is a sign of consumer confidence,” says McLaughlin.

Auto finance collapsed the deepest of all loan forms during the 2020 foreclosure, so some catch-up spending may be underway.

But even Centrix data may not give the full picture of credit demand, some believe.

Demand may well be dampened slightly by delays in global freight movements, which force people to wait longer for items.

“People would borrow to finance a new motor vehicle,” McMorran says. “But buying a motor vehicle is another matter.”

McMorran says households at the start of the year saw that there could be three to four month waits for certain products like thermal pools and lounges.

There can also be a lot of consumer debt covered up.

McMorran says mortgage debt with banks also includes items such as cars and living rooms financed by mortgage loans but recorded as mortgage debt.

She also doubts that lower-tier loans were factored into the Reserve Bank’s figures.

And here at the lower end of the lending pyramid, where fees and interest rates are much higher, reflecting the riskier nature of loans, McLaughlin says some borrowers may hold back.

“It was a forced conservatism that followed the introduction of responsible lending,” he says.

The introduction of responsible lending rules has led to a decline in loan defaults year after year, and changes have continued to occur, reducing the willingness and ability of lower level lenders to extend loans to borrowers. more marginal, he says.

In June, lenders who charged interest of 50 percent or more were prohibited from making more than 100 percent of the amount they lent to any borrower on a loan.

A tightening of the rules for more responsible lending is underway. All lenders will soon have to conduct income and expense audits when deciding whether to extend loans, top-ups, or increase a credit limit.

There is no evidence of conservatism in mortgages, especially among first-time homebuyers, according to data from the Reserve Bank.

First-time home buyers take out larger loans and multiples of their income.

In December 2019, the average pre-tax income of a couple buying a first home on a loan of four to five times their income was $ 108,000.

In December 2020, that was the average pre-tax income of couples taking out loans of five to six times their income.

“Is this a change in attitude towards debt or is it simply the desperation of people to move up the property ladder?” McMorran asked.

People often have credit card debt not because they are comfortable having it, but because they have poor financial skills.

Keith Srakocic / AP

People often have credit card debt not because they are comfortable having it, but because they have poor financial skills.

A survey by Finder, an online financial products advertising website, also found that some aspects of consumer debt are not related to current financial conditions, but to the financial ineptitude of borrowers.

Finder said they surveyed people aged 18 and over and found that 41% had credit card debt, with an average credit card debt of just under $ 3,800.

And the main reason they cited for having credit card debt was not low income, but poor budgeting skills.

Kevin McHugh, Finder editor in New Zealand, explains that the main reason people said they hadn’t paid off their balance yet was because they were either badly in budgeting or didn’t have money. savings to count on.

“Other reasons regularly included giving in to impulse purchases, not having the means to pay off with a credit card, or using a credit card to keep up with bills and refunds,” says McHugh. .

The skills gap was smallest among young people.

“Among those with card debt by age group, 18-24 year olds are the most likely to have an outstanding balance because they are bad at budgeting or have no savings,” says McHugh.

Nationally, the increase in household debt has been eclipsed by the additional wealth added by rising house and land prices – worth $ 70 billion between December 2019 and September 2020.

Another $ 22 billion in wealth has been added to their pension funds, businesses and equity portfolios.


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Big Bazaar launches ‘biggest deal in the country’: buy for Rs 1,500 to get Rs 1,000 cashback http://discountshoppingchannel.com/big-bazaar-launches-biggest-deal-in-the-country-buy-for-rs-1500-to-get-rs-1000-cashback/ http://discountshoppingchannel.com/big-bazaar-launches-biggest-deal-in-the-country-buy-for-rs-1500-to-get-rs-1000-cashback/#respond Sat, 22 May 2021 13:10:00 +0000 http://discountshoppingchannel.com/big-bazaar-launches-biggest-deal-in-the-country-buy-for-rs-1500-to-get-rs-1000-cashback/

Representation image

New Delhi: Big Bazaar, the retail chain Future Group, launched the “Believe It or Not” offer – which it claims to be the biggest offer in the country – from May 22 to 31, 2021. At this biggest event In savings ever made on purchasing Rs 1,500, customers get Rs 1,000 cashback with free home delivery within 2 hours, the Kishore Biyani-owned company said in a statement.

Customers can also take advantage of this offer from the security of their home by choosing to shop on the Big Bazaar app (available on Android and iOS stores) or on the online store shop.bigbazaar.com and have it delivered all their requirements at their doorstep. Customers will also benefit from great deals and better prices on a wide range of products, as well as the Cash Back Reward and 2 hour home delivery promise.

“As a brand, we have always been with our customers. The savings are the most significant today for every household. This is the first time that we have offered savings on this scale. You can actually shop from the security of your home or as directed by the city. they can also visit their nearest store, ”said Pawan Sarda, Group Marketing Director – Digital, Marketing & E-commerce, Future Group, speaking about the initiative.

Big Bazaar is Future Group’s flagship hypermarket retail chain and has a presence in more than 150 cities across the country. The Group also operates Big Bazaar GenNxt which integrates superior shopping experiences with innovations such as interactive digital screens, seated departures and intelligent customer service.

Big Bazaar promises to offer “Har Din’s lowest price” with massive price drops on more than 1,500 items of daily use in stores nationwide. It also offers a host of value-added services like door-to-door delivery, quick billing, and flour grinding, among others. Big Bazaar has created mega commercial properties such as Sabse Saste Din, Public Holiday Sale, Smart Search, Wednesday Bazaar, and Great Indian Home Festival, which allow customers to shop for the best price at the best price. low.

It’s worth mentioning here that last month Big Bazaar launched the 2-hour home delivery option to boost sales as many states announced lockdowns to contain the spread of the coronavirus, which also resulted in truncated store sync and lower store purchases.


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