People on Universal Credit could receive up to £ 608 per month in additional benefit payments

There are currently over six million people in the UK who receive financial support from the Department for Work and Pensions (DWP) through Universal Credit, a benefit intended to help unemployed or low-income people with the cost of everyday life.

As financial uncertainty becomes a bigger reality for many households with the weekly £ 20 increase in universal credit ending in October and the holiday program ending on September 30, 2021, it is essential for people to be aware additional financial support they may be eligible to claim – in addition to current benefits, and even if they are working full time.

The Personal Independence Benefit (PIP) is a benefit for people over 16 years of age and below the state’s retirement age, which can help cover daily living costs and needs of mobility outside the home due to long-term illness, disability, or disability could be worth hundreds of pounds every four weeks.

There are over 2.55 million people in the UK who receive financial support of between £ 94.80 and £ 608.60 each month through PIP, including 273,786 Scots.

The PIP is not means tested, which means it can be paid for in addition to other benefits

You don’t need to have worked or paid for National Insurance to be eligible for PIP. It’s also not means-tested, so it doesn’t matter what your income, how much you save, or whether you’re currently employed.

The biggest misconception about PIP is that DWP will only grant the benefit to people with long-term health problems or physical disabilities visible from the outside.

In fact, PIP is a benefit aimed at providing support to people with an ever-changing list of “hidden” conditions, including stress, anxiety, and depression.

To be eligible for PIP, you must have a medical condition or disability where you:

You generally need to have lived in the UK for at least two of the last three years and be in the country when you apply.

Even if the country opens again as restrictions begin to ease, if you have had physical or mental health issues since the lockdown began in March 2020, it may be worth seeking additional support through of PIP.

Below is our quick guide to PIP, including what it is, who is eligible, how much you could get each month, and how you are rated.

We also have a dedicated section on the Daily Record website that helps you understand the process from start to finish and includes questions about the form, what happens during an assessment and a full breakdown of the questions you will need to answer – these and more. can be found here.

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What is PIP?

SEED is a benefit that is gradually replacing the Disabled People’s Subsistence Allowance (DLA).

If you need extra help because of an illness, disability or mental health problem you may be eligible for PIP.

You could receive between £ 23.70 and £ 152.15 per week if you are 16 years of age or over and have not reached the state pension age, which is now 66 for the entire period. world in UK.

It’s important to know that the amount you get depends on how your illness affects you – not the illness itself.

You will be assessed by a healthcare professional to determine the level of help you can get and your rate will be reviewed regularly to make sure you are getting the right support.

Who is eligible for PIP?

In addition to what we have described above, if you are getting or need help with any of the following issues due to your condition, you should consider requesting PIP:

  • prepare, cook or eat food
  • manage your medications
  • washing, bathing, or using the toilet
  • dressing and undressing
  • engage and communicate with other people
  • read and understand written information
  • make decisions about money
  • plan a trip or follow a route
  • move outside the house

There are different rules if you are terminally ill, you can find them on the GOV.UK site here.

How is the PIP paid?

SEED is usually paid every four weeks, unless you are terminally ill, in which case it is paid weekly.

The PIP will be paid directly to your bank, real estate company or credit union account.

What are the PIP payment rates?

You will need an assessment to determine the level of financial assistance you will receive and your rate will be reviewed regularly to ensure you are getting the right support.

The PIP is made up of two components:

Whether you have one or both and their amount depends on the severity of your condition.

You will be paid the following amounts per week depending on your situation:

Daily life

  • Standard rate: £ 60.00

  • Enhanced fare: £ 89.60


  • Standard rate: £ 23.70

  • Enhanced fare: £ 62.55

How you are evaluated

You will be assessed by an independent healthcare professional to help the DWP determine the level of financial support you need, if any.

Face-to-face health benefit assessments will resume in May 2021, however, the DWP may invite you to attend a phone call or video assessment to ensure public health guidelines are followed during the pandemic. .

You can find help preparing for a PIP assessment here.

Help to claim the personal independence payment

How to make a complaint for PIP?

You can make a new complaint by contacting the DWP, you will find all the information you need to apply on the GOV.UK website here.

Before calling you will need:

  • your contact details

  • your date of birth

  • your national insurance number – these are letters about taxes, pensions and benefits

  • account number and sorting code of your bank or real estate company

  • the name, address and telephone number of your doctor or health worker

  • the dates and addresses of any time you spent abroad, in a nursing home or hospital

Did you know that there are many ways to stay up to date with the latest news on Daily Record savings and benefits?

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Once you have contacted the DWP, they will send you a document to be completed consisting of 14 questions including space for any additional information you deem relevant to your complaint.

The questions are about how your condition affects you, so provide as much detail as possible to help the assessor understand your physical or mental health needs.

If you have difficulty completing your form or understanding the questions, contact your town hall and ask for help or Advice for citizens of Scotland.

We have a breakdown of the 14 questions here and you can take a anonymous self-test online on Benefits and Work to see how many points you would get for each answer.

There is also an online PIP Toolkit with examples of all questions to help you fully answer with the most relevant information, find out more about that here.

Even if you are not eligible for financial assistance, you may be eligible for a National eligible travel card, which offers free or reduced travel across Scotland on most public transport.

For more information on PIP, visit GOV.UK here.

Get the latest news on savings and benefits straight to your inbox. Sign up for our weekly Money newsletter here.

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